{"data":{"id":29,"name":"G\u00f3i Margin T5","banner":"","thumbnail":"","icon":"","isAllowRating":false,"description":"Margin T5","rawDescription":"Margin T5","content":"<h3><strong>(S\u1ea3n ph\u1ea9m h\u1ebft hi\u1ec7u l\u1ef1c t\u1eeb 02\/02\/2026) <\/strong><\/h3>\r\n\r\n<p>Ch&iacute;nh s&aacute;ch \u01b0u \u0111&atilde;i l&atilde;i vay c\u1ea1nh tranh, h\u1ed7 tr\u1ee3 kh&aacute;ch h&agrave;ng t\u1ed1i \u01b0u h&oacute;a chi ph&iacute; trong qu&aacute; tr&igrave;nh giao d\u1ecbch.<\/p>\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n<table cellpadding=\"1\" cellspacing=\"1\">\r\n\t<thead>\r\n\t\t<tr>\r\n\t\t\t<th style=\"text-align: center;\"><strong>Th&ocirc;ng tin<\/strong><\/th>\r\n\t\t\t<th style=\"text-align: center;\"><strong>Chi ti\u1ebft<\/strong><\/th>\r\n\t\t<\/tr>\r\n\t<\/thead>\r\n\t<tbody>\r\n\t\t<tr>\r\n\t\t\t<td style=\"text-align: center;width: 20%;\">T&ecirc;n s\u1ea3n ph\u1ea9m<\/td>\r\n\t\t\t<td style=\"text-align: center; width:55%\">Margin T5<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr>\r\n\t\t\t<td style=\"text-align: center;\">K\u1ef3 h\u1ea1n<\/td>\r\n\t\t\t<td style=\"text-align: center;\">90 ng&agrave;y th&ocirc;ng th\u01b0\u1eddng<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr>\r\n\t\t\t<td style=\"text-align: center;\">Cho ph&eacute;p gia h\u1ea1n<\/td>\r\n\t\t\t<td style=\"text-align: center;\">01 l\u1ea7n<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr>\r\n\t\t\t<td style=\"text-align: center;\">L&atilde;i su\u1ea5t<\/td>\r\n\t\t\t<td>\r\n\t\t\t<p style=\"text-align: center;\">K\u1ef3 h\u1ea1n 1 - 5 ng&agrave;y l&agrave;m vi\u1ec7c \u0111\u1ea7u ti&ecirc;n: MI\u1ec4N L&Atilde;I<\/p>\r\n\r\n\t\t\t<p style=\"text-align: center;\">K\u1ef3 h\u1ea1n 2 - Sau 5 ng&agrave;y l&agrave;m vi\u1ec7c \u0111\u1ea7u ti&ecirc;n:&nbsp;13,5%\/ n\u0103m<\/p>\r\n\t\t\t<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr>\r\n\t\t\t<td style=\"text-align: center;\">H\u1ea1n m\u1ee9c<\/td>\r\n\t\t\t<td style=\"text-align: center;\">L&ecirc;n t\u1edbi 10 t\u1ef7 \u0111\u1ed3ng\/t&agrave;i kho\u1ea3n<\/td>\r\n\t\t<\/tr>\r\n\t\t<tr>\r\n\t\t\t<td style=\"text-align: center;\">Ti\u1ec3u kho\u1ea3n &aacute;p d\u1ee5ng<\/td>\r\n\t\t\t<td style=\"text-align: center;\">Margin Quick<\/td>\r\n\t\t<\/tr>\r\n\t<\/tbody>\r\n<\/table>\r\n\r\n<p>(*) Chi ti\u1ebft bi\u1ec3u ph&iacute; giao d\u1ecbch Ch\u1ee9ng kho&aacute;n C\u01a1 s\u1edf xem <a href=\"https:\/\/vcbs.com.vn\/bieu-phi\/bieu-phi-co-so\">t\u1ea1i \u0111&acirc;y<\/a><\/p>\r\n\r\n<h4>1. \u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng s\u1ea3n ph\u1ea9m<\/h4>\r\n\r\n<p>Kh&aacute;ch h&agrave;ng \u0111&atilde; k&yacute; H\u1ee3p \u0111\u1ed3ng m\u1edf t&agrave;i kho\u1ea3n giao d\u1ecbch k&yacute; qu\u1ef9 t\u1ea1i VCBS<\/p>\r\n\r\n<h4>2. S\u1ea3n ph\u1ea9m &aacute;p d\u1ee5ng<\/h4>\r\n\r\n<p>Margin th&ocirc;ng th\u01b0\u1eddng, Margin T5<\/p>\r\n\r\n<h4>3. K\u1ef3 h\u1ea1n cho vay giao d\u1ecbch k&yacute; qu\u1ef9<\/h4>\r\n\r\n<p>K\u1ef3 h\u1ea1n t\u1ed1i thi\u1ec3u: 01 ng&agrave;y (Kh&ocirc;ng ph&aacute;t sinh vay n\u1ebfu Kh&aacute;ch h&agrave;ng vay v&agrave; ho&agrave;n tr\u1ea3 trong ng&agrave;y (tr\u01b0\u1edbc 16h00 h&agrave;ng ng&agrave;y))<\/p>\r\n\r\n<p>K\u1ef3 h\u1ea1n t\u1ed1i \u0111a: 90 ng&agrave;y<\/p>\r\n\r\n<h4>4. Quy \u0111\u1ecbnh v\u1ec1 gia h\u1ea1n kho\u1ea3n vay<\/h4>\r\n\r\n<ul>\r\n\t<li>S\u1ed1 l\u1ea7n gia h\u1ea1n t\u1ed1i \u0111a: 01 l\u1ea7n<\/li>\r\n\t<li>Th\u1eddi gian gia h\u1ea1n t\u1ed1i \u0111a: 90 ng&agrave;y k\u1ec3 t\u1eeb ng&agrave;y gia h\u1ea1n<\/li>\r\n\t<li>H&igrave;nh th\u1ee9c gia h\u1ea1n: Kh&aacute;ch h&agrave;ng c&oacute; th\u1ec3 th\u1ef1c hi\u1ec7n gia h\u1ea1n tr&ecirc;n c&aacute;c k&ecirc;nh giao d\u1ecbch tr\u1ef1c tuy\u1ebfn ho\u1eb7c t\u1ea1i c&aacute;c \u0111i\u1ec3m giao d\u1ecbch c\u1ee7a VCBS.<\/li>\r\n\t<li>\u0110i\u1ec1u ki\u1ec7n gia h\u1ea1n:\r\n\t<ul>\r\n\t\t<li>Th\u1eddi gian \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n gia h\u1ea1n: trong v&ograve;ng 10 ng&agrave;y tr\u01b0\u1edbc khi qu&aacute; h\u1ea1n c\u1ee7a X&aacute;c nh\u1eadn k&yacute; qu\u1ef9<\/li>\r\n\t\t<li>T\u1ea1i th\u1eddi \u0111i\u1ec3m gia h\u1ea1n, t\u1ef7 l\u1ec7 danh m\u1ee5c c\u1ee7a t&agrave;i kho\u1ea3n ph\u1ea3i l\u1edbn h\u01a1n ho\u1eb7c b\u1eb1ng t\u1ef7 l\u1ec7 danh m\u1ee5c \u0111\u1ea3m b\u1ea3o theo quy \u0111\u1ecbnh c\u1ee7a VCBS.<\/li>\r\n\t<\/ul>\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<h4>5. T\u1ef7 l\u1ec7 danh m\u1ee5c &aacute;p d\u1ee5ng<\/h4>\r\n\r\n<ul>\r\n\t<li>T\u1ef7 l\u1ec7 danh m\u1ee5c ban \u0111\u1ea7u: 100% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi t\u1ef7 l\u1ec7 kh&aacute;ch h&agrave;ng k&yacute; qu\u1ef9 50%)<\/li>\r\n\t<li>T\u1ef7 l\u1ec7 danh m\u1ee5c \u0111\u1ea3m b\u1ea3o: 83% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi t\u1ef7 l\u1ec7 kh&aacute;ch h&agrave;ng k&yacute; qu\u1ef9 40%) (T\u1ef7 l\u1ec7 danh m\u1ee5c m&agrave; Kh&aacute;ch h&agrave;ng c\u1ea7n \u0111\u1ea3m b\u1ea3o cao h\u01a1n \u0111\u1ec3 kh&ocirc;ng b\u1ecb ho&agrave;n tr\u1ea3 n\u1ee3 vay k&yacute; qu\u1ef9 ngay l\u1eadp t\u1ee9c)<\/li>\r\n\t<li>T\u1ef7 l\u1ec7 danh m\u1ee5c c\u1ea3nh b&aacute;o: 83% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi t\u1ef7 l\u1ec7 kh&aacute;ch h&agrave;ng k&yacute; qu\u1ef9 40%)T\u1ef7 l\u1ec7 danh m\u1ee5c duy tr&igrave;: 71,5% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi t\u1ef7 l\u1ec7 kh&aacute;ch h&agrave;ng k&yacute; qu\u1ef9 30%)<\/li>\r\n<\/ul>\r\n\r\n<h4>6. Ph\u01b0\u01a1ng th\u1ee9c th\u1ef1c hi\u1ec7n l\u1ec7nh g\u1ecdi k&yacute; qu\u1ef9 b\u1ed5 sung<\/h4>\r\n\r\n<p>Th&ocirc;ng qua \u0111\u1ecba ch\u1ec9 email, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a Kh&aacute;ch h&agrave;ng t\u1ea1i H\u1ee3p \u0111\u1ed3ng m\u1edf t&agrave;i kho\u1ea3n giao d\u1ecbch ch\u1ee9ng kho&aacute;n v\u1edbi VCBS, VCBS s\u1ebd g\u1eedi th&ocirc;ng b&aacute;o g\u1ecdi k&yacute; qu\u1ef9 \u0111\u1ec3 kh&aacute;ch h&agrave;ng bi\u1ebft v&agrave; th\u1ef1c hi\u1ec7n theo y&ecirc;u c\u1ea7u c\u1ee7a VCBS.<\/p>\r\n\r\n<h4>7. Ng&agrave;y t&iacute;nh t\u1ef7 l\u1ec7 danh m\u1ee5c \u0111i\u1ec1u ch\u1ec9nh<\/h4>\r\n\r\n<p>Ng&agrave;y b\u1eaft \u0111\u1ea7u t&iacute;nh T\u1ef7 l\u1ec7 danh m\u1ee5c \u0111i\u1ec1u ch\u1ec9nh khi c&oacute; th&ocirc;ng tin th\u1ef1c hi\u1ec7n quy\u1ec1n c\u1ee7a c\u1ed5 phi\u1ebfu l&agrave; ng&agrave;y giao d\u1ecbch kh&ocirc;ng h\u01b0\u1edfng quy\u1ec1n c\u1ee7a c\u1ed5 phi\u1ebfu \u0111&oacute;.<\/p>\r\n\r\n<h4>8. Th\u1eddi gian ch\u1ed1t c&aacute;c giao d\u1ecbch v\u1ec1 ti\u1ec1n li&ecirc;n quan \u0111\u1ebfn s\u1ea3n ph\u1ea9m mua k&yacute; qu\u1ef9 trong ng&agrave;y<\/h4>\r\n\r\n<p>16h00 c\u1ee7a ng&agrave;y l&agrave;m vi\u1ec7c.<\/p>\r\n\r\n<h4>9. Ho&agrave;n tr\u1ea3 X&aacute;c nh\u1eadn k&yacute; qu\u1ef9 h&agrave;ng ng&agrave;y<\/h4>\r\n\r\n<p>Tr\u01b0\u1eddng h\u1ee3p tr&ecirc;n t&agrave;i kho\u1ea3n giao d\u1ecbch k&yacute; qu\u1ef9 c\u1ee7a Kh&aacute;ch h&agrave;ng c&ograve;n ti\u1ec1n m\u1eb7t v&agrave; c&oacute; d\u01b0 n\u1ee3 vay, VCBS s\u1ebd t\u1ef1 \u0111\u1ed9ng thu n\u1ee3 m\u1ed9t ph\u1ea7n ho\u1eb7c to&agrave;n b\u1ed9 s\u1ed1 ti\u1ec1n vay c\u1ee7a Kh&aacute;ch h&agrave;ng.<\/p>\r\n\r\n<ul>\r\n\t<li>Gi&aacute; tr\u1ecb thu n\u1ee3 t\u1ed1i thi\u1ec3u: 50.000 \u0111\u1ed3ng<\/li>\r\n\t<li>Th\u1ee9 t\u1ef1 thu n\u1ee3 t\u1ef1 \u0111\u1ed9ng:\r\n\t<ul>\r\n\t\t<li>G\u1ed1c qu&aacute; h\u1ea1n<\/li>\r\n\t\t<li>G\u1ed1c \u0111\u1ebfn h\u1ea1n<\/li>\r\n\t\t<li>L&atilde;i qu&aacute; h\u1ea1n<\/li>\r\n\t\t<li>L&atilde;i \u0111\u1ebfn h\u1ea1n<\/li>\r\n\t\t<li>L&atilde;i trong h\u1ea1n<\/li>\r\n\t\t<li>G\u1ed1c trong h\u1ea1n<\/li>\r\n\t<\/ul>\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<h4>10. Tr\u01b0\u1eddng h\u1ee3p t&iacute;nh gi&aacute; ch\u1ee9ng kho&aacute;n ng\u1eebng ni&ecirc;m y\u1ebft, giao d\u1ecbch v&agrave; b\u1ecb ki\u1ec3m so&aacute;t<\/h4>\r\n\r\n<p>\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p ch\u1ee9ng kho&aacute;n ng\u1eebng ni&ecirc;m y\u1ebft, ng\u1eebng giao d\u1ecbch, b\u1ecb \u0111\u01b0a v&agrave;o di\u1ec7n ki\u1ec3m so&aacute;t, b\u1ecb \u0111\u01b0a v&agrave;o di\u1ec7n c\u1ea3nh b&aacute;o, v&agrave; b\u1ecb S\u1edf Giao d\u1ecbch ch\u1ee9ng kho&aacute;n \u0111\u01b0a v&agrave;o Danh m\u1ee5c ch\u1ee9ng kho&aacute;n kh&ocirc;ng \u0111\u01b0\u1ee3c ph&eacute;p giao d\u1ecbch k&yacute; qu\u1ef9, gi&aacute; ch\u1ee9ng kho&aacute;n t&iacute;nh t&agrave;i s\u1ea3n v&agrave; t&iacute;nh cho vay s\u1ebd b\u1ecb \u0111i\u1ec1u ch\u1ec9nh v\u1ec1 0 ngay khi c&oacute; th&ocirc;ng tin ch&iacute;nh th\u1ee9c t\u1eeb c\u01a1 quan qu\u1ea3n l&yacute;.<br \/>\r\nQu&yacute; Kh&aacute;ch h&agrave;ng c\u1ea7n ch\u1ee7 \u0111\u1ed9ng theo d&otilde;i danh m\u1ee5c c\u1ee7a m&igrave;nh, nghi&ecirc;n c\u1ee9u ph\u01b0\u01a1ng &aacute;n \u0111i\u1ec1u ch\u1ec9nh danh m\u1ee5c ch\u1ee9ng kho&aacute;n nh\u1eb1m h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng T&agrave;i kho\u1ea3n giao d\u1ecbch k&yacute; qu\u1ef9 c\u1ee7a Qu&yacute; Kh&aacute;ch h&agrave;ng b\u1ecb g\u1ecdi k&yacute; qu\u1ef9 do vi\u1ec7c gi\u1ea3m gi&aacute; trong tr\u01b0\u1eddng h\u1ee3p n&agrave;y.<\/p>\r\n\r\n<p>M\u1ecdi th\u1eafc m\u1eafc v&agrave; y&ecirc;u c\u1ea7u h\u1ed7 tr\u1ee3, Qu&yacute; Kh&aacute;ch h&agrave;ng vui l&ograve;ng li&ecirc;n h\u1ec7 Hotline H\u1ed7 tr\u1ee3 giao d\u1ecbch kh&aacute;ch h&agrave;ng VCBS Contact Center &ndash; 1900 98 9999.<\/p>","slug":"goi-margin-t5","seoData":{"title":"Margin T5 VCBS","description":"G\u00f3i Margin T5 c\u1ee7a VCBS mi\u1ec5n l\u00e3i 5 ng\u00e0y l\u00e0m vi\u1ec7c \u0111\u1ea7u ti\u00ean v\u00e0 h\u1ea1n m\u1ee9c l\u00ean t\u1edbi 10 t\u1ef7 \u0111\u1ed3ng. Th\u1eddi gian vay linh ho\u1ea1t, gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ed1i \u01b0u \u0111\u00f2n b\u1ea9y v\u00e0 hi\u1ec7u qu\u1ea3 giao d\u1ecbch.","keywords":"margin, margin T5, margin T5 VCBS","metaRobots":null},"openGraph":{"ogTitle":"G\u00f3i Margin T5","ogImage":null,"ogDescription":"G\u00f3i Margin T5 c?a VCBS mi?n l\u00e3i 5 ng\u00e0y l\u00e0m vi?c d?u ti\u00ean v\u00e0 h?n m?c l\u00ean t?i 10 t? d?ng. Th?i gian vay linh ho?t, gi\u00fap nh\u00e0 d?u tu t?i uu d\u00f2n b?y v\u00e0 hi?u qu? giao d?ch.","ogType":null},"breadcrumbs":[{"text":"H\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh","type":"khcn_service_category","slug":"ho-tro-tai-chinh"}],"translations":[{"locale":"vi","slug":"goi-margin-t5","name":"G\u00f3i Margin T5"}],"publisher":"","author":"","avatarPublisher":"\/storage\/upload\/media\/banner-thu-muc-ky-quy-margin-2-compress.png","publishedAt":null,"updatedAt":"2026-03-13T03:28:55.497000Z"}}