{"data":{"id":30,"name":"Margin th\u01b0\u1eddng","banner":"","thumbnail":"","icon":"","isAllowRating":false,"description":"","rawDescription":"","content":"

\u01afU \u0110ÃI LÃI VAY H\u1ed6 TR\u1ee2 TÀI CHÍNH<\/b><\/h3>\r\n\r\n

Chính sách gi\u1ea3m lãi vay h\u1ed7 tr\u1ee3 tài chính dành cho các khách hàng m\u1edf m\u1edbi tài kho\u1ea3n và các khách hàng thông th\u01b0\u1eddng t\u1ea1i VCBS<\/p>\r\n\r\n\r\n\t\r\n\t\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t\r\n\t\t\t
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H\u1ea1ng Khách hàng<\/strong><\/p>\r\n\t\t\t<\/th>\r\n\t\t\t

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Lãi su\u1ea5t HTTC (%\/n\u0103m)<\/strong><\/p>\r\n\t\t\t<\/th>\r\n\t\t<\/tr>\r\n\t<\/thead>\r\n\t

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Khách hàng m\u1edbi<\/strong><\/p>\r\n\t\t\t<\/td>\r\n\t\t\t

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8.9%<\/strong><\/p>\r\n\t\t\t<\/td>\r\n\t\t<\/tr>\r\n\t\t

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Khách hàng thông th\u01b0\u1eddng<\/strong><\/p>\r\n\t\t\t<\/td>\r\n\t\t\t

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T\u1eeb 11.9% (*)<\/strong><\/p>\r\n\r\n\t\t\t

(*) Theo quy \u0111\u1ecbnh c\u1ee7a VCBS t\u1eebng th\u1eddi k\u1ef3. Chi ti\u1ebft t\u1ea1i \u0111ây<\/strong><\/span><\/a><\/em><\/p>\r\n\t\t\t<\/td>\r\n\t\t<\/tr>\r\n\t<\/tbody>\r\n<\/table>\r\n\r\n


\r\nChính sách \u01b0u \u0111ãi lãi vay c\u1ea1nh tranh, h\u1ed7 tr\u1ee3 khách hàng t\u1ed1i \u01b0u hóa chi phí trong quá trình giao d\u1ecbch. <\/strong><\/strong><\/p>\r\n\r\n

(*) Chi ti\u1ebft bi\u1ec3u phí giao d\u1ecbch Ch\u1ee9ng khoán C\u01a1 s\u1edf xem t\u1ea1i \u0111ây<\/a><\/strong><\/em><\/strong><\/p>\r\n\r\n

1. \u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng s\u1ea3n ph\u1ea9m:<\/strong> <\/strong>Khách hàng \u0111ã ký H\u1ee3p \u0111\u1ed3ng m\u1edf tài kho\u1ea3n giao d\u1ecbch ký qu\u1ef9 t\u1ea1i VCBS<\/p>\r\n\r\n

2. S\u1ea3n ph\u1ea9m áp d\u1ee5ng:<\/strong>  Margin thông th\u01b0\u1eddng<\/strong><\/p>\r\n\r\n

3. K\u1ef3 h\u1ea1n cho vay giao d\u1ecbch ký qu\u1ef9:<\/strong><\/strong>
\r\n- K\u1ef3 h\u1ea1n t\u1ed1i thi\u1ec3u: 01 ngày (Không phát sinh vay n\u1ebfu Khách hàng vay và hoàn tr\u1ea3 trong ngày (tr\u01b0\u1edbc 16h00 hàng ngày))
\r\n- K\u1ef3 h\u1ea1n t\u1ed1i \u0111a: 90 ngày<\/p>\r\n\r\n

4. Quy \u0111\u1ecbnh v\u1ec1 gia h\u1ea1n kho\u1ea3n vay:<\/strong><\/strong>
\r\n- S\u1ed1 l\u1ea7n gia h\u1ea1n t\u1ed1i \u0111a: 01 l\u1ea7n
\r\n- Th\u1eddi gian gia h\u1ea1n t\u1ed1i \u0111a: 90 ngày k\u1ec3 t\u1eeb ngày gia h\u1ea1n
\r\n- Hình th\u1ee9c gia h\u1ea1n: Khách hàng có th\u1ec3 th\u1ef1c hi\u1ec7n gia h\u1ea1n trên các kênh giao d\u1ecbch tr\u1ef1c tuy\u1ebfn ho\u1eb7c t\u1ea1i các \u0111i\u1ec3m giao d\u1ecbch c\u1ee7a VCBS.
\r\n- \u0110i\u1ec1u ki\u1ec7n gia h\u1ea1n:
\r\n+ Th\u1eddi gian \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n gia h\u1ea1n: trong vòng 10 ngày tr\u01b0\u1edbc khi quá h\u1ea1n c\u1ee7a Xác nh\u1eadn ký qu\u1ef9
\r\n+ T\u1ea1i th\u1eddi \u0111i\u1ec3m gia h\u1ea1n, t\u1ef7 l\u1ec7 danh m\u1ee5c c\u1ee7a tài kho\u1ea3n ph\u1ea3i l\u1edbn h\u01a1n ho\u1eb7c b\u1eb1ng t\u1ef7 l\u1ec7 danh m\u1ee5c \u0111\u1ea3m b\u1ea3o theo quy \u0111\u1ecbnh c\u1ee7a VCBS.<\/p>\r\n\r\n

5. T\u1ef7 l\u1ec7 danh m\u1ee5c áp d\u1ee5ng:<\/strong><\/strong>
\r\n- T\u1ef7 l\u1ec7 danh m\u1ee5c ban \u0111\u1ea7u: 100% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi t\u1ef7 l\u1ec7 khách hàng ký qu\u1ef9 50%)
\r\n- T\u1ef7 l\u1ec7 danh m\u1ee5c \u0111\u1ea3m b\u1ea3o: 83% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi t\u1ef7 l\u1ec7 khách hàng ký qu\u1ef9 40%) (T\u1ef7 l\u1ec7 danh m\u1ee5c mà Khách hàng c\u1ea7n \u0111\u1ea3m b\u1ea3o cao h\u01a1n \u0111\u1ec3 không b\u1ecb hoàn tr\u1ea3 n\u1ee3 vay ký qu\u1ef9 ngay l\u1eadp t\u1ee9c)
\r\n- T\u1ef7 l\u1ec7 danh m\u1ee5c c\u1ea3nh báo: 83% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi t\u1ef7 l\u1ec7 khách hàng ký qu\u1ef9 40%)
\r\n- T\u1ef7 l\u1ec7 danh m\u1ee5c duy trì: 71,5% (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi t\u1ef7 l\u1ec7 khách hàng ký qu\u1ef9 30%)<\/p>\r\n\r\n

6. Ph\u01b0\u01a1ng th\u1ee9c th\u1ef1c hi\u1ec7n l\u1ec7nh g\u1ecdi ký qu\u1ef9 b\u1ed5 sung<\/strong>: <\/strong>thông qua \u0111\u1ecba ch\u1ec9 email, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a Khách hàng t\u1ea1i H\u1ee3p \u0111\u1ed3ng m\u1edf tài kho\u1ea3n giao d\u1ecbch ch\u1ee9ng khoán v\u1edbi VCBS, VCBS s\u1ebd g\u1eedi thông báo g\u1ecdi ký qu\u1ef9 \u0111\u1ec3 khách hàng bi\u1ebft và th\u1ef1c hi\u1ec7n theo yêu c\u1ea7u c\u1ee7a VCBS.<\/p>\r\n\r\n

7. Ngày tính t\u1ef7 l\u1ec7 danh m\u1ee5c \u0111i\u1ec1u ch\u1ec9nh: <\/strong><\/strong>Ngày b\u1eaft \u0111\u1ea7u tính T\u1ef7 l\u1ec7 danh m\u1ee5c \u0111i\u1ec1u ch\u1ec9nh khi có thông tin th\u1ef1c hi\u1ec7n quy\u1ec1n c\u1ee7a c\u1ed5 phi\u1ebfu là ngày giao d\u1ecbch không h\u01b0\u1edfng quy\u1ec1n c\u1ee7a c\u1ed5 phi\u1ebfu \u0111ó.<\/p>\r\n\r\n

8. Th\u1eddi gian ch\u1ed1t các giao d\u1ecbch v\u1ec1 ti\u1ec1n liên quan \u0111\u1ebfn s\u1ea3n ph\u1ea9m mua ký qu\u1ef9 trong ngày:<\/strong><\/strong> 16h00 c\u1ee7a ngày làm vi\u1ec7c.<\/p>\r\n\r\n

9. Hoàn tr\u1ea3 Xác nh\u1eadn ký qu\u1ef9 hàng ngày:<\/strong><\/strong>
\r\nTr\u01b0\u1eddng h\u1ee3p trên tài kho\u1ea3n giao d\u1ecbch ký qu\u1ef9 c\u1ee7a Khách hàng còn ti\u1ec1n m\u1eb7t và có d\u01b0 n\u1ee3 vay, VCBS s\u1ebd t\u1ef1 \u0111\u1ed9ng thu n\u1ee3 m\u1ed9t ph\u1ea7n ho\u1eb7c toàn b\u1ed9 s\u1ed1 ti\u1ec1n vay c\u1ee7a Khách hàng.
\r\n- Giá tr\u1ecb thu n\u1ee3 t\u1ed1i thi\u1ec3u: 50.000 \u0111\u1ed3ng
\r\n- Th\u1ee9 t\u1ef1 thu n\u1ee3 t\u1ef1 \u0111\u1ed9ng:
\r\n+ G\u1ed1c quá h\u1ea1n
\r\n+ G\u1ed1c \u0111\u1ebfn h\u1ea1n
\r\n+ Lãi quá h\u1ea1n
\r\n+ Lãi \u0111\u1ebfn h\u1ea1n
\r\n+ Lãi trong h\u1ea1n
\r\n+ G\u1ed1c trong h\u1ea1n<\/p>\r\n\r\n

10. Tr\u01b0\u1eddng h\u1ee3p tính giá ch\u1ee9ng khoán ng\u1eebng niêm y\u1ebft, giao d\u1ecbch và b\u1ecb ki\u1ec3m soát:<\/strong><\/strong><\/p>\r\n\r\n

- \u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p ch\u1ee9ng khoán ng\u1eebng niêm y\u1ebft, ng\u1eebng giao d\u1ecbch, b\u1ecb \u0111\u01b0a vào di\u1ec7n ki\u1ec3m soát, b\u1ecb \u0111\u01b0a vào di\u1ec7n c\u1ea3nh báo, và b\u1ecb S\u1edf Giao d\u1ecbch ch\u1ee9ng khoán \u0111\u01b0a vào Danh m\u1ee5c ch\u1ee9ng khoán không \u0111\u01b0\u1ee3c phép giao d\u1ecbch ký qu\u1ef9, giá ch\u1ee9ng khoán tính tài s\u1ea3n và tính cho vay s\u1ebd b\u1ecb \u0111i\u1ec1u ch\u1ec9nh v\u1ec1 0 ngay khi có thông tin chính th\u1ee9c t\u1eeb c\u01a1 quan qu\u1ea3n lý.
\r\n- Quý Khách hàng c\u1ea7n ch\u1ee7 \u0111\u1ed9ng theo dõi danh m\u1ee5c c\u1ee7a mình, nghiên c\u1ee9u ph\u01b0\u01a1ng án \u0111i\u1ec1u ch\u1ec9nh danh m\u1ee5c ch\u1ee9ng khoán nh\u1eb1m h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng Tài kho\u1ea3n giao d\u1ecbch ký qu\u1ef9 c\u1ee7a Quý Khách hàng b\u1ecb g\u1ecdi ký qu\u1ef9 do vi\u1ec7c gi\u1ea3m giá trong tr\u01b0\u1eddng h\u1ee3p này.<\/p>\r\n\r\n


\r\nM\u1ecdi th\u1eafc m\u1eafc và yêu c\u1ea7u h\u1ed7 tr\u1ee3, Quý Khách hàng vui lòng liên h\u1ec7 Hotline H\u1ed7 tr\u1ee3 giao d\u1ecbch khách hàng VCBS Contact Center – 1900 98 9999.<\/strong><\/p>","slug":"margin-thuong","seoData":{"title":"Margin th\u01b0\u1eddng VCBS","description":"Ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i l\u00e3i vay k\u00fd qu\u1ef9 (margin) d\u00e0nh cho c\u00e1c kh\u00e1ch h\u00e0ng m\u1edf m\u1edbi t\u00e0i kho\u1ea3n v\u00e0 c\u00e1c kh\u00e1ch h\u00e0ng th\u00f4ng th\u01b0\u1eddng t\u1ea1i VCBS, h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng t\u1ed1i \u01b0u h\u00f3a chi ph\u00ed trong qu\u00e1 tr\u00ecnh giao d\u1ecbch.","keywords":"margin, vay k\u00fd qu\u1ef9, margin VCBS, vay k\u00fd qu\u1ef9 ch\u1ee9ng kho\u00e1n","metaRobots":null},"openGraph":{"ogTitle":"Margin th\u01b0\u1eddng VCBS","ogImage":null,"ogDescription":"Ch\u00ednh s\u00e1ch uu d\u00e3i l\u00e3i vay k\u00fd qu? (margin) d\u00e0nh cho c\u00e1c kh\u00e1ch h\u00e0ng m? m?i t\u00e0i kho?n v\u00e0 c\u00e1c kh\u00e1ch h\u00e0ng th\u00f4ng thu?ng t?i VCBS, h? tr? kh\u00e1ch h\u00e0ng t?i uu h\u00f3a chi ph\u00ed trong qu\u00e1 tr\u00ecnh giao d?ch.","ogType":null},"breadcrumbs":[],"translations":[{"locale":"vi","slug":"margin-thuong","name":"Margin th\u01b0\u1eddng"}],"publisher":"VCBS","author":"","avatarPublisher":"","publishedAt":null,"updatedAt":"2026-05-07T09:06:55.530000Z"}}